* **Trustpilot:** 4.8/5 stars (based on over 1,000 reviews)
* **Google Play Store:** 4.7/5 stars (based on over 500 reviews)
* **Apple App Store:** 4.9/5 stars (based on over 200 reviews)
**Critics**
* **Limited product offerings:** UPserve primarily focuses on banking and lending services, which may not meet the needs of all businesses.
* **Fees:** While UPserve offers competitive rates, some fees may apply for certain services, such as wire transfers and overdraft protection.
* **Customer support:** Some users have reported experiencing delays in customer support response times.
* **Eligibility requirements:** UPserve has certain eligibility requirements for businesses to qualify for its services, which may exclude some businesses.
* **Limited physical presence:** UPserve is primarily an online bank, with limited physical branches or ATMs.
**Overall**
UPserve has received positive reviews from users, with praise for its user-friendly platform, competitive rates, and mobile banking capabilities. However, it is important to consider the potential limitations and fees associated with its services before making a decision.
Upserve POS
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